Talking to spend most people are having similar problems, they will only pay a few days. Do not know where the money is gone, then ask yourself, I do not like smashing why How much money is spent? Some say that the month was over.
Follow these four steps to manage cost effectively:
1. Make a daily cost tracking list
2. Make a list of monthly income and expenses
3. Find ways to reduce costs
4. Find ways to increase income
Track your daily expenses daily , record all the costs, including cats, cocktails, and upscale. Do this every day, and you'll find that you've spent a lot of money on what's the cost. Needed is not an unnecessary expense. Cut or unwind things that are not needed.
Table of income and expenses
Write all of your income from other sources, for example, income from business rates. .
Divide costs into two categories: Fixed costs include rent, home fees, school fees, insurance premiums ... and varying costs including: Water, electricity, food, ...
Tips to cut costs
1. Spend the cost plan
2. Make a small amount of money to keep away from spending a lot of money
3. Only buy essentials
4. Before purchasing a merchandise, there must be a list of items to buy to avoid purchasing as much as you want
5. Pack a lunch from home rather than eat at a restaurant
6. Pay electricity and other fees in a timely manner to avoid fines
7. Check out monthly expenses and ask yourself whether you really need them
8. Automatically deduct from salary accounts every month into coins
9. Find other sources of income, ask yourself, besides the source of income today, how to make money from other sources No more.
10. Keep filename files in order to be safe and secure.
11. Regularly review and evaluate your income.
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